Credit Card Debt Defense Attorney

Contact Bankruptcy and Credit Card Debt Defense Attorney Robert P. Soto of Billmaier & Cuneo, LLC, today by calling 419.931.0067 (Ohio) or 734.568.0136 (Michigan).

With the rise of delinquent debt and the outsourcing of that debt to collection agencies, having an attorney to protect your interests has become vital.

Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to collect debt. Credit card holders are often subjected to repeated phone calls at home and at work, threats of legal action, threats of jail time, threats of wage garnishment and worse.

All of those activities are illegal and contrary to the rights afforded you under federal and state laws, including the Fair Debt Collection Practices Act.

With the state of the economy, many individuals and families have increasingly found it harder and harder to keep up with their credit card payments. Instead of working with credit card holders, these credit card companies have chosen to raise their interest rates and bring legal claims against card holders.

Many individuals have chosen to file for bankruptcy as a result of credit card debt that has become unmanageable. Often times, filing for bankruptcy when the bulk of your debt is in credit cards may not be necessary.

While we have extensive experience in bankruptcy representation, we also understand that if an unnecessary bankruptcy can be avoided by professionally aiding you in reducing or eliminating credit card debt, your life would be much easier to manage.

Whether you are in debt to major credit card companies or department store credit cards, we may be able to reduce or eliminate your debt.

Robert P. Soto and the attorneys of Billmaier & Cuneo, LLC are committed to offering individual analyses, early assessment, efficient service and quality representation in a timely manner regarding your Bankruptcy issues.

Contact Robert P. Soto, an experienced Bankruptcy and Credit Card Debt Defense Attorney at the law offices of Billmaier & Cuneo, LLC. Call 419.931.0067 (Ohio) or 734.568.0136 (Michigan).